Clever Mamma Profile: Healthy Personal Finances

Our latest Clever Mamma is the fabulous and super-lovely Stacey Price. Stacey, together with hubby Richard run Healthy Personal Finances. Based in the North West of Melbourne and with two young boys to keep them busy, they are able to combine both their professional skills and personal experiences to provide clients with solutions to achieve lifestyle and financial goals. Isn't that a breath of fresh air - A finance team able to relate and understand the financial challenges us families face!

1. Tell us a little about yourself and your business... My hubby and I started our business so that I could spend more time at home with our two lovely boys. I am a qualified accountant and hubby a qualified book keeper. We are passionate about sharing our financial knowledge and helping people become in control of their financial future. To be able to plan for holidays, weddings, retirement, buying a house, interest rate changes without fear and understanding how small changes can make a big impact. 

2. How did your business begin? Our business started off by producing individual cash management plans for ourselves to understand where all our money went and to help me save for our wedding. We then created a joint cash flow for our family, which includes our son’s bank accounts, the mortgage and our own personal accounts. We monitor our money each week of the year. We were then offering our plan to others and thought – we should be in business!

3. The bits I love... Seeing the smile on people’s faces when they realise they can achieve their dreams. Whether it be save for an overseas holiday, their first house, their children’s school fees or a comfortable retirement. Most of what we do is educate people and help them understand what can be achieved without making huge sacrifices. 

4. The bits I not-so-love... At the end of the day, we can guide people in the right direction, but we have no control over if they choose to follow the plans we create. People’s lifestyle and situations can change in an instant which effects what we have created so at times we need to start again from scratch.

5. Any tips for other Clever Mammas? People tell me not to work with family, but for us it works. It is great to bounce ideas off each other and we often see things from different perspectives. Sometimes a fresh approach is what is needed, and that is what we try to give our clients. Sometimes the answer is right in front of you, but you are too close to see it. 

6. Devonshire Tea versus Coffee & Cake??? Can I have both...but with a hot chocolate instead of coffee??

Thanks for spending some time with us Stacey, and letting us get to know you and your finance biz a little better :) So if you need help with budgeting, cash flow, book keeping or financial planning you know where to go! Healthy Personal Finances' full contact details can be found here on the Clever Mamma directory... What are you waiting for? Go check them out :)